Virtual Kemetic App Visa Card Policy

Virtual Kemetic App Visa Card Policy

Kemetic App

Effective Date: 18-04-2026

Operated by: BLACKBEACON B.V.

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1. Introduction

This Policy governs the use of the Virtual Kemetic App Visa Card (“Kemetic Card”).

The Kemetic Card allows eligible users to:

• access their earnings

• spend funds directly

• use their balance globally

This feature may be introduced in partnership with licensed financial providers.

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2. Nature of the Kemetic Card

The Kemetic Card is:

• a virtual payment card

• linked to your Kemetic earnings

• issued through a third-party financial provider

Kemetic App does NOT act as:

• a bank

• a financial institution

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3. Eligibility

To use the Kemetic Card, you must:

• have an active Kemetic App account

• be eligible for payouts

• complete identity verification

• comply with financial regulations

Approval is subject to third-party provider requirements.

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4. Account Connection

The Kemetic Card is linked to:

• your Kemetic App earnings

• your payout account (e.g. Stripe Express)

All funds available on the card come from:

👉 your earned balance

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5. Usage

The Kemetic Card may be used to:

• make online purchases

• pay for services

• spend earnings globally

Usage is subject to:

• provider terms

• regional availability

• transaction limits

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6. Fees

The Kemetic Card may include:

• transaction fees

• currency conversion fees

• withdrawal fees (if applicable)

These fees are determined by the issuing provider.

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7. Security

You are responsible for:

• protecting your card details

• securing your account

• reporting unauthorized activity

Kemetic App is not responsible for:

• misuse of your card

• unauthorized transactions due to negligence

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8. Third-Party Provider

The Kemetic Card is issued and managed by a licensed financial provider, such as:

• Stripe or partner institutions

You must comply with:

• their terms and conditions

• their compliance requirements

Kemetic App does not control provider decisions.

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9. Restrictions

You may NOT use the Kemetic Card for:

• illegal activities

• fraudulent transactions

• restricted or prohibited purchases

Violations may result in:

👉 card suspension

👉 account restriction

👉 permanent ban

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10. Availability

The Kemetic Card:

• may not be available in all countries

• may be released in phases

• may require additional approvals

Kemetic App does not guarantee availability.

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11. Suspension & Termination

Your card may be:

• suspended

• restricted

• terminated

If:

• your account is restricted

• you violate policies

• provider rules are not followed

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12. Taxes & Compliance

You are responsible for:

• reporting income

• complying with financial laws

• managing your finances

Kemetic App does not provide financial advice.

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13. Limitation of Liability

Kemetic App is not liable for:

• card provider issues

• transaction failures

• financial losses

All financial services are handled by third-party providers.

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14. Platform Role

Kemetic App:

• connects your earnings to financial tools

• enables access to funds

Kemetic App does NOT:

• issue cards directly

• manage banking operations

• control transactions

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15. Changes to Policy

This policy may be updated at any time.

Continued use means acceptance of updates.

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16. Contact

📧 info@kemetic.app

🌐 https://kemetic.app

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🜂 Final Statement

Your earnings should not just sit…

They should move with you.

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Kemetic App — Where You Earn and Spend Freely