Payments Policy
Kemetic App
Effective Date: 10-04-2026
Operated by: BLACKBEACON B.V.
Contact: info@kemetic.app
1. Introduction
This Payments Policy explains how payments, transactions, and payouts are handled within Kemetic App.
This includes:
• Membership payments
• Course and product purchases
• Creator earnings and payouts
By using Kemetic App, you agree to this Payments Policy.
2. Payment Processing
All payments on Kemetic App are processed securely via
Stripe or connected systems.
This ensures:
• Secure transactions
• Global payment support
• Trusted payment infrastructure
Kemetic App does not store full payment details such as card numbers.
3. Accepted Payment Methods
Users may pay using:
• Credit and debit cards
• Supported local payment methods (where available)
• Other methods enabled through Stripe
Available methods may vary by country.
4. Types of Payments
4.1 Membership Payments
Users may subscribe to:
• Monthly plans
• Yearly plans
• Lifetime access (if offered)
Memberships may include:
• Free trial periods
• Recurring billing
4.2 One-Time Purchases
Users may purchase:
• Courses
• Books (Scrolls)
• Digital downloads
• Physical products
All purchases are processed as one-time payments unless stated otherwise.
4.3 In-App Transactions
Kemetic App may introduce:
• Wallet systems
• Credits
• Future financial tools
These will be governed by updated policies when available.
5. Billing & Charges
By making a purchase, you agree that:
• You are authorized to use the selected payment method
• All billing information is accurate
• You will pay all applicable charges, including taxes and fees
Failure to complete payment may result in:
• Loss of access
• Order cancellation
6. Recurring Payments
For subscription-based services:
• Payments may renew automatically
• Billing cycles depend on your selected plan
You can:
• Cancel at any time via your dashboard
• Retain access until the end of your billing period
No refunds are guaranteed after billing unless stated in the Refund Policy.
7. Pricing & Changes
Kemetic App reserves the right to:
• Change pricing
• Introduce new fees
• Modify subscription plans
Users will be notified where required.
8. Currency
Prices may be displayed in:
• EUR (€)
• USD ($)
Currency may vary depending on:
• Your location
• Platform settings
Exchange rates may apply.
9. Taxes
Users are responsible for:
• Any applicable taxes
• VAT or local charges
Kemetic App may:
• Include taxes in pricing
• Or display them at checkout
10. Refunds
Refunds are handled according to our
Refund & Return Policy.
Kemetic App reserves the right to:
• Approve or deny refund requests
• Investigate suspicious activity
11. Creator Earnings & Payouts
Wisdom Keepers may earn through:
• Content monetization
• Course sales
• Product sales
• Affiliate commissions
Payouts:
• Processed via Stripe Express or connected systems
• May require identity verification
• Subject to fees and processing times
Kemetic App reserves the right to:
• Delay or withhold payouts in case of fraud or disputes
• Reverse transactions if necessary
12. Payment Security
Kemetic App uses:
• Secure encryption (SSL)
• Trusted payment providers
• Fraud detection systems
However, users are responsible for:
• Protecting their payment information
• Securing their account
13. Failed or Disputed Payments
If a payment fails:
• Access may be restricted
• Transactions may be canceled
In case of disputes or chargebacks:
• Accounts may be reviewed
• Access may be suspended
• Legal action may be taken if necessary
14. Financial Structure
Kemetic App operates under:
• BLACKBEACON B.V. — Platform operations
This ensures:
• Compliance
• Stability
• Scalable financial operations
15. Future Financial Features
Kemetic App is building toward:
• In-app wallets
• Creator financial dashboards
• Virtual Kemetic App Visa card
• Direct spending from earnings
These features will be introduced under updated policies.
16. Changes to This Policy
We may update this Payments Policy at any time.
Continued use of Kemetic App means acceptance of the updated terms.
17. Contact
📧 info@kemetic.app
🌐 https://kemetic.app
🜂 Final Statement
Kemetic App is built to provide a secure, transparent, and fair payment system for:
• Users
• Creators
• Partners
Kemetic App — Secure Payments, Real Value